Short-term money to get you to the next deal.
A bridge loan covers the gap while long-term financing, a sale, or a big payment is on its way, so you can close on time instead of waiting.
Applying does not commit you to an offer.
How it works.
A bridge loan is temporary financing. It covers a purchase, an expansion, or operating costs while you wait for something else to come through: a permanent loan, a property sale, or a large receivable.
Because it’s meant to be replaced, it’s built for speed. When the long-term money arrives, it pays off the bridge.
A good fit if you
- Are waiting on long-term financing
- Need to close on property or equipment before it arrives
- Have a time-sensitive opportunity
- Can show how the loan will be repaid
What we’ll ask for.
The application takes about two minutes. If you move forward, an underwriter will ask for these.
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Photo ID
A driver’s license or passport for each owner.
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Business bank account
The account the funds go into, with its routing and account numbers.
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Three months of statements
Recent business bank statements, so we can see your sales and cash flow.
Questions? (516) 751-4764
Questions about bridge loans.
If yours isn’t here, call or email us at (516) 751-4764 or processing@blackstonefinancials.com.
How is a bridge loan different from a regular loan?
It’s shorter and faster. A regular loan funds a long-term need. A bridge loan holds you over until that long-term money arrives.
How long are the terms?
From 3 months up to 5 years, depending on what you’re bridging to.
Does my credit matter?
It’s one factor. Cash flow, assets, and how you plan to repay usually carry more weight.
What can I use it for?
Buying property before a mortgage closes, covering costs during an expansion, and keeping operations steady while a large payment is pending.
See what your business qualifies for.
Apply online in about two minutes. Nothing happens until you agree to the terms.